Call reports 2013
THIRD COAST BANK — 2013
What THIRD COAST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 260,919,000 | 258,640,000 | 274,540,000 | 286,011,000 |
| Total loans | 200,061,000 | 207,370,000 | 210,277,000 | 233,013,000 |
| Allowance for loan losses | 2,767,000 | 2,190,000 | 2,377,000 | 2,568,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,152,000 | 228,438,000 | 245,459,000 | 256,743,000 |
| Interest-bearing deposits | 186,165,000 | 188,371,000 | 205,571,000 | 215,641,000 |
| Noninterest-bearing deposits | 44,987,000 | 40,067,000 | 39,888,000 | 41,102,000 |
| Equity capital | 29,264,000 | 29,697,000 | 28,494,000 | 28,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,826,000 | 5,761,000 | 8,865,000 | 12,358,000 |
| Interest expense | 483,000 | 975,000 | 1,501,000 | 2,027,000 |
| Net interest income | 2,343,000 | 4,786,000 | 7,364,000 | 10,331,000 |
| Noninterest income | 217,000 | 638,000 | 804,000 | 971,000 |
| Noninterest expense | 1,974,000 | 4,233,000 | 6,435,000 | 9,254,000 |
| Provision for loan losses | 111,000 | 284,000 | 551,000 | 846,000 |
| Pretax income | 475,000 | 907,000 | 1,182,000 | 1,202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 475,000 | 907,000 | 1,182,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,264,000 | 29,697,000 | 28,494,000 | 28,537,000 |
| Total capital | 32,007,000 | 31,887,000 | 30,871,000 | 31,105,000 |
| Risk-weighted assets | 223,218,000 | 230,187,000 | 237,928,000 | 262,008,000 |