Call reports 2012
THIRD COAST BANK — 2012
What THIRD COAST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 223,792,000 | 230,761,000 | 236,143,000 | 257,169,000 |
| Total loans | 177,135,000 | 177,033,000 | 182,121,000 | 188,894,000 |
| Allowance for loan losses | 1,985,000 | 1,945,000 | 2,095,000 | 2,656,000 |
| Securities available for sale | 774,000 | 782,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,575,000 | 201,204,000 | 206,259,000 | 227,904,000 |
| Interest-bearing deposits | 166,038,000 | 167,631,000 | 170,396,000 | 183,354,000 |
| Noninterest-bearing deposits | 28,537,000 | 33,573,000 | 35,863,000 | 44,550,000 |
| Equity capital | 28,794,000 | 29,103,000 | 29,251,000 | 28,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,572,000 | 5,207,000 | 7,883,000 | 10,616,000 |
| Interest expense | 367,000 | 721,000 | 1,074,000 | 1,411,000 |
| Net interest income | 2,205,000 | 4,486,000 | 6,809,000 | 9,205,000 |
| Noninterest income | 109,000 | 238,000 | 352,000 | 553,000 |
| Noninterest expense | 1,840,000 | 3,917,000 | 6,068,000 | 7,990,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 1,338,000 |
| Pretax income | 474,000 | 807,000 | 1,016,000 | 553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 474,000 | 807,000 | 1,016,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,737,000 | 29,040,000 | 29,251,000 | 28,788,000 |
| Total capital | 30,722,000 | 30,985,000 | 31,346,000 | 31,444,000 |
| Risk-weighted assets | 196,129,000 | 197,004,000 | 203,885,000 | 214,780,000 |