Call reports 2011
THIRD COAST BANK — 2011
What THIRD COAST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 210,225,000 | 210,066,000 | 226,773,000 | 226,947,000 |
| Total loans | 154,147,000 | 159,525,000 | 175,251,000 | 181,908,000 |
| Allowance for loan losses | 1,875,000 | 1,925,000 | 2,071,000 | 2,108,000 |
| Securities available for sale | 6,596,000 | 6,642,000 | 2,190,000 | 767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,704,000 | 188,202,000 | 195,541,000 | 197,762,000 |
| Interest-bearing deposits | 162,319,000 | 162,264,000 | 171,593,000 | 167,544,000 |
| Noninterest-bearing deposits | 26,385,000 | 25,938,000 | 23,948,000 | 30,218,000 |
| Equity capital | 21,004,000 | 21,303,000 | 30,643,000 | 28,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,329,000 | 4,646,000 | 7,128,000 | 9,895,000 |
| Interest expense | 443,000 | 893,000 | 1,340,000 | 1,774,000 |
| Net interest income | 1,886,000 | 3,753,000 | 5,788,000 | 8,121,000 |
| Noninterest income | 95,000 | 224,000 | 339,000 | 266,000 |
| Noninterest expense | 1,518,000 | 3,236,000 | 4,879,000 | 7,168,000 |
| Provision for loan losses | 225,000 | 275,000 | 670,000 | 2,991,000 |
| Pretax income | 238,000 | 466,000 | 643,000 | -1,681,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 466,000 | 643,000 | -1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,024,000 | 21,275,000 | 30,583,000 | 28,280,000 |
| Total capital | 22,899,000 | 23,200,000 | 32,654,000 | 30,388,000 |
| Risk-weighted assets | 173,464,000 | 177,415,000 | 193,077,000 | 199,833,000 |