Call reports 2010
THIRD COAST BANK — 2010
What THIRD COAST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 182,664,000 | 182,102,000 | 188,860,000 | 193,078,000 |
| Total loans | 120,373,000 | 129,490,000 | 145,797,000 | 146,831,000 |
| Allowance for loan losses | 1,225,000 | 1,330,000 | 1,520,000 | 1,650,000 |
| Securities available for sale | 0 | 2,573,000 | 8,567,000 | 8,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,249,000 | 161,771,000 | 167,732,000 | 171,925,000 |
| Interest-bearing deposits | 151,437,000 | 146,105,000 | 150,672,000 | 151,799,000 |
| Noninterest-bearing deposits | 14,812,000 | 15,666,000 | 17,060,000 | 20,126,000 |
| Equity capital | 15,856,000 | 19,721,000 | 20,507,000 | 20,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,776,000 | 3,684,000 | 5,793,000 | 8,249,000 |
| Interest expense | 587,000 | 1,176,000 | 1,696,000 | 2,188,000 |
| Net interest income | 1,189,000 | 2,508,000 | 4,097,000 | 6,061,000 |
| Noninterest income | 29,000 | 41,000 | 86,000 | 119,000 |
| Noninterest expense | 1,175,000 | 2,618,000 | 4,017,000 | 5,603,000 |
| Provision for loan losses | 130,000 | 235,000 | 425,000 | 555,000 |
| Pretax income | -87,000 | -304,000 | -259,000 | 22,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -87,000 | -304,000 | -259,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,856,000 | 19,731,000 | 20,491,000 | 20,768,000 |
| Total capital | 17,081,000 | 21,061,000 | 22,011,000 | 22,418,000 |
| Risk-weighted assets | 136,377,000 | 143,528,000 | 165,515,000 | 165,679,000 |