Call reports 2009
THIRD COAST BANK — 2009
What THIRD COAST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 106,576,000 | 126,508,000 | 139,244,000 | 153,315,000 |
| Total loans | 62,424,000 | 87,179,000 | 104,315,000 | 118,282,000 |
| Allowance for loan losses | 429,000 | 615,000 | 750,000 | 1,200,000 |
| Securities available for sale | 3,968,000 | 4,304,000 | 5,717,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,977,000 | 111,533,000 | 124,051,000 | 139,306,000 |
| Interest-bearing deposits | 85,080,000 | 102,708,000 | 114,994,000 | 123,799,000 |
| Noninterest-bearing deposits | 5,897,000 | 8,825,000 | 9,057,000 | 15,507,000 |
| Equity capital | 15,047,000 | 14,336,000 | 14,237,000 | 13,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 980,000 | 2,190,000 | 3,873,000 | 5,591,000 |
| Interest expense | 555,000 | 1,161,000 | 1,791,000 | 2,347,000 |
| Net interest income | 425,000 | 1,029,000 | 2,082,000 | 3,244,000 |
| Noninterest income | 6,000 | 15,000 | 28,000 | 37,000 |
| Noninterest expense | 807,000 | 1,839,000 | 2,988,000 | 4,374,000 |
| Provision for loan losses | 23,000 | 209,000 | 344,000 | 794,000 |
| Pretax income | -399,000 | -1,004,000 | -1,222,000 | -1,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -399,000 | -1,004,000 | -1,222,000 | -1,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,919,000 | 14,245,000 | 14,027,000 | 13,510,000 |
| Total capital | 15,348,000 | 14,860,000 | 14,777,000 | 14,710,000 |
| Risk-weighted assets | 72,229,000 | 96,196,000 | 112,758,000 | 127,904,000 |