Call reports 2008
THIRD COAST BANK — 2008
What THIRD COAST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 21,069,000 | 41,863,000 | 51,820,000 | 82,559,000 |
| Total loans | 4,747,000 | 16,254,000 | 38,396,000 | 56,191,000 |
| Allowance for loan losses | 25,000 | 122,000 | 290,000 | 406,000 |
| Securities available for sale | 0 | 1,943,000 | 1,890,000 | 1,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,641,000 | 25,716,000 | 35,863,000 | 66,920,000 |
| Interest-bearing deposits | 4,584,000 | 25,113,000 | 34,328,000 | 62,651,000 |
| Noninterest-bearing deposits | 57,000 | 603,000 | 1,535,000 | 4,269,000 |
| Equity capital | 16,418,000 | 16,038,000 | 15,642,000 | 15,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 114,000 | 405,000 | 1,004,000 | 1,907,000 |
| Interest expense | 3,000 | 82,000 | 339,000 | 722,000 |
| Net interest income | 111,000 | 323,000 | 665,000 | 1,185,000 |
| Noninterest income | 0 | 0 | 4,000 | 9,000 |
| Noninterest expense | 837,000 | 1,297,000 | 1,897,000 | 2,635,000 |
| Provision for loan losses | 25,000 | 122,000 | 290,000 | 406,000 |
| Pretax income | -751,000 | -1,096,000 | -1,518,000 | -1,847,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -751,000 | -1,096,000 | -1,518,000 | -1,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,418,000 | 16,068,000 | 15,646,000 | 15,317,000 |
| Total capital | 16,443,000 | 16,190,000 | 15,936,000 | 15,723,000 |
| Risk-weighted assets | 8,236,000 | 21,807,000 | 41,644,000 | 62,241,000 |