Call reports 2026
CITIZENS BANK — 2026
What CITIZENS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,401,762,000 | 1,423,669,000 |
| Total loans | 1,116,702,000 | 1,141,093,000 |
| Allowance for loan losses | 10,250,000 | 10,281,000 |
| Securities available for sale | 141,592,000 | 139,754,000 |
| Securities held to maturity | 64,216,000 | 64,224,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,159,471,000 | 1,191,628,000 |
| Interest-bearing deposits | 981,582,000 | 1,012,792,000 |
| Noninterest-bearing deposits | 177,889,000 | 178,836,000 |
| Equity capital | 175,441,000 | 181,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 21,555,000 | 44,536,000 |
| Interest expense | 7,257,000 | 14,937,000 |
| Net interest income | 14,298,000 | 29,599,000 |
| Noninterest income | 5,268,000 | 11,260,000 |
| Noninterest expense | 11,320,000 | 22,801,000 |
| Provision for loan losses | 986,000 | 2,720,000 |
| Pretax income | 7,245,000 | 15,314,000 |
| Income tax | 212,000 | 490,000 |
| Net income | 6,280,000 | 13,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 173,646,000 | 179,290,000 |
| Total capital | 183,942,000 | 189,617,000 |
| Risk-weighted assets | 1,208,173,000 | 1,263,029,000 |