Call report 2025Q4
CITIZENS BANK — 2025Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,348,244,000 | USD | evidence → |
| Total loans | 1,060,642,000 | USD | evidence → |
| Allowance for loan losses | 10,133,000 | USD | evidence → |
| Securities available for sale | 145,860,000 | USD | evidence → |
| Securities held to maturity | 64,206,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,136,096,000 | USD | evidence → |
| Interest-bearing deposits | 973,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 162,196,000 | USD | evidence → |
| Equity capital | 173,289,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 83,638,000 | USD | evidence → |
| Interest expense | 30,295,000 | USD | evidence → |
| Net interest income | 53,343,000 | USD | evidence → |
| Noninterest income | 20,291,000 | USD | evidence → |
| Noninterest expense | 44,018,000 | USD | evidence → |
| Provision for loan losses | 2,514,000 | USD | evidence → |
| Pretax income | 27,182,000 | USD | evidence → |
| Income tax | 738,000 | USD | evidence → |
| Net income | 24,146,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 170,746,000 | USD | evidence → |
| Total capital | 180,925,000 | USD | evidence → |
| Risk-weighted assets | 1,176,029,000 | USD | evidence → |