Call report 2023Q4
CITIZENS BANK — 2023Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,215,912,000 | USD | evidence → |
| Total loans | 972,740,000 | USD | evidence → |
| Allowance for loan losses | 9,316,000 | USD | evidence → |
| Securities available for sale | 112,022,000 | USD | evidence → |
| Securities held to maturity | 56,201,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,031,277,000 | USD | evidence → |
| Interest-bearing deposits | 865,247,000 | USD | evidence → |
| Noninterest-bearing deposits | 166,030,000 | USD | evidence → |
| Equity capital | 166,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 73,656,000 | USD | evidence → |
| Interest expense | 23,220,000 | USD | evidence → |
| Net interest income | 50,436,000 | USD | evidence → |
| Noninterest income | 18,839,000 | USD | evidence → |
| Noninterest expense | 39,973,000 | USD | evidence → |
| Provision for loan losses | 1,141,000 | USD | evidence → |
| Pretax income | 28,212,000 | USD | evidence → |
| Income tax | 676,000 | USD | evidence → |
| Net income | 24,878,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 163,082,000 | USD | evidence → |
| Total capital | 172,465,000 | USD | evidence → |
| Risk-weighted assets | 1,081,160,000 | USD | evidence → |