Call report 2022Q4
CITIZENS BANK — 2022Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,188,606,000 | USD | evidence → |
| Total loans | 975,000,000 | USD | evidence → |
| Allowance for loan losses | 7,019,000 | USD | evidence → |
| Securities available for sale | 98,637,000 | USD | evidence → |
| Securities held to maturity | 46,455,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 966,911,000 | USD | evidence → |
| Interest-bearing deposits | 774,144,000 | USD | evidence → |
| Noninterest-bearing deposits | 192,767,000 | USD | evidence → |
| Equity capital | 146,601,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 54,960,000 | USD | evidence → |
| Interest expense | 5,779,000 | USD | evidence → |
| Net interest income | 49,181,000 | USD | evidence → |
| Noninterest income | 23,506,000 | USD | evidence → |
| Noninterest expense | 39,419,000 | USD | evidence → |
| Provision for loan losses | -1,280,000 | USD | evidence → |
| Pretax income | 34,317,000 | USD | evidence → |
| Income tax | 1,129,000 | USD | evidence → |
| Net income | 30,698,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 143,693,000 | USD | evidence → |
| Total capital | 150,712,000 | USD | evidence → |
| Risk-weighted assets | 1,189,963,000 | USD | evidence → |