Call report 2015Q4
CITIZENS BANK — 2015Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 707,308,000 | USD | evidence → |
| Total loans | 444,755,000 | USD | evidence → |
| Allowance for loan losses | 3,229,000 | USD | evidence → |
| Securities available for sale | 222,766,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 532,278,000 | USD | evidence → |
| Interest-bearing deposits | 454,630,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,648,000 | USD | evidence → |
| Equity capital | 90,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,250,000 | USD | evidence → |
| Interest expense | 1,868,000 | USD | evidence → |
| Net interest income | 22,382,000 | USD | evidence → |
| Noninterest income | 4,637,000 | USD | evidence → |
| Noninterest expense | 18,462,000 | USD | evidence → |
| Provision for loan losses | 303,000 | USD | evidence → |
| Pretax income | 8,573,000 | USD | evidence → |
| Income tax | 466,000 | USD | evidence → |
| Net income | 8,507,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 81,920,000 | USD | evidence → |
| Total capital | 85,149,000 | USD | evidence → |
| Risk-weighted assets | 337,284,000 | USD | evidence → |