Call report 2014Q4
CITIZENS BANK — 2014Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 668,596,000 | USD | evidence → |
| Total loans | 433,881,000 | USD | evidence → |
| Allowance for loan losses | 3,510,000 | USD | evidence → |
| Securities available for sale | 199,057,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 505,924,000 | USD | evidence → |
| Interest-bearing deposits | 444,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,276,000 | USD | evidence → |
| Equity capital | 90,793,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,351,000 | USD | evidence → |
| Interest expense | 2,021,000 | USD | evidence → |
| Net interest income | 22,330,000 | USD | evidence → |
| Noninterest income | 4,441,000 | USD | evidence → |
| Noninterest expense | 16,236,000 | USD | evidence → |
| Provision for loan losses | -428,000 | USD | evidence → |
| Pretax income | 11,094,000 | USD | evidence → |
| Income tax | 683,000 | USD | evidence → |
| Net income | 10,411,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,374,000 | USD | evidence → |
| Total capital | 85,884,000 | USD | evidence → |
| Risk-weighted assets | 297,950,000 | USD | evidence → |