Call report 2012Q4
CITIZENS BANK — 2012Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 650,925,000 | USD | evidence → |
| Total loans | 423,900,000 | USD | evidence → |
| Allowance for loan losses | 5,821,000 | USD | evidence → |
| Securities available for sale | 183,065,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 500,947,000 | USD | evidence → |
| Interest-bearing deposits | 432,211,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,736,000 | USD | evidence → |
| Equity capital | 90,992,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,809,000 | USD | evidence → |
| Interest expense | 3,055,000 | USD | evidence → |
| Net interest income | 23,754,000 | USD | evidence → |
| Noninterest income | 5,408,000 | USD | evidence → |
| Noninterest expense | 15,875,000 | USD | evidence → |
| Provision for loan losses | 1,186,000 | USD | evidence → |
| Pretax income | 12,230,000 | USD | evidence → |
| Income tax | 707,000 | USD | evidence → |
| Net income | 11,523,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 81,162,000 | USD | evidence → |
| Total capital | 85,110,000 | USD | evidence → |
| Risk-weighted assets | 312,575,000 | USD | evidence → |