Call report 2009Q4
CITIZENS BANK — 2009Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 599,948,000 | USD | evidence → |
| Total loans | 437,726,000 | USD | evidence → |
| Allowance for loan losses | 6,825,000 | USD | evidence → |
| Securities available for sale | 120,623,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 488,898,000 | USD | evidence → |
| Interest-bearing deposits | 432,907,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,991,000 | USD | evidence → |
| Equity capital | 70,012,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,245,000 | USD | evidence → |
| Interest expense | 9,193,000 | USD | evidence → |
| Net interest income | 21,052,000 | USD | evidence → |
| Noninterest income | 3,346,000 | USD | evidence → |
| Noninterest expense | 15,445,000 | USD | evidence → |
| Provision for loan losses | 7,326,000 | USD | evidence → |
| Pretax income | 1,677,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 1,634,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,643,000 | USD | evidence → |
| Total capital | 72,410,000 | USD | evidence → |
| Risk-weighted assets | 379,319,000 | USD | evidence → |