Call report 2009Q1
CITIZENS BANK — 2009Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 660,489,000 | USD | evidence → |
| Total loans | 465,220,000 | USD | evidence → |
| Allowance for loan losses | 7,696,000 | USD | evidence → |
| Securities available for sale | 133,379,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 498,806,000 | USD | evidence → |
| Interest-bearing deposits | 442,696,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,110,000 | USD | evidence → |
| Equity capital | 66,896,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,978,000 | USD | evidence → |
| Interest expense | 2,510,000 | USD | evidence → |
| Net interest income | 5,468,000 | USD | evidence → |
| Noninterest income | 812,000 | USD | evidence → |
| Noninterest expense | 3,406,000 | USD | evidence → |
| Provision for loan losses | 1,815,000 | USD | evidence → |
| Pretax income | 1,068,000 | USD | evidence → |
| Income tax | 104,000 | USD | evidence → |
| Net income | 964,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,614,000 | USD | evidence → |
| Total capital | 72,934,000 | USD | evidence → |
| Risk-weighted assets | 423,197,000 | USD | evidence → |