Call reports 2005
LANDMARK BANK, NATIONAL ASSOCIATION — 2005
What LANDMARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 409,617,000 | 427,146,000 | 452,834,000 | 445,068,000 |
| Total loans | 299,310,000 | 314,156,000 | 326,789,000 | 330,800,000 |
| Allowance for loan losses | 4,202,000 | 4,344,000 | 4,583,000 | 4,706,000 |
| Securities available for sale | 47,616,000 | 47,021,000 | 49,871,000 | 49,595,000 |
| Securities held to maturity | 885,000 | 760,000 | 695,000 | 695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,178,000 | 380,998,000 | 406,005,000 | 397,545,000 |
| Interest-bearing deposits | 349,065,000 | 363,511,000 | 373,515,000 | 370,258,000 |
| Noninterest-bearing deposits | 15,113,000 | 17,487,000 | 32,490,000 | 27,287,000 |
| Equity capital | 33,483,000 | 34,119,000 | 34,528,000 | 34,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,548,000 | 11,574,000 | 18,103,000 | 25,014,000 |
| Interest expense | 1,337,000 | 2,893,000 | 4,666,000 | 6,668,000 |
| Net interest income | 4,211,000 | 8,681,000 | 13,437,000 | 18,346,000 |
| Noninterest income | 1,857,000 | 4,006,000 | 6,324,000 | 8,486,000 |
| Noninterest expense | 4,829,000 | 9,928,000 | 14,923,000 | 20,048,000 |
| Provision for loan losses | 259,000 | 684,000 | 1,164,000 | 1,710,000 |
| Pretax income | 980,000 | 2,075,000 | 3,674,000 | 5,074,000 |
| Income tax | 312,000 | 662,000 | 1,197,000 | 1,666,000 |
| Net income | 668,000 | 1,413,000 | 2,477,000 | 3,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,887,000 | 34,255,000 | 34,942,000 | 35,497,000 |
| Total capital | 37,689,000 | 38,195,000 | 39,081,000 | 39,685,000 |
| Risk-weighted assets | 303,418,000 | 314,422,000 | 330,330,000 | 334,077,000 |