Call reports 2003
LANDMARK BANK, NATIONAL ASSOCIATION — 2003
What LANDMARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 298,140,000 | 298,191,000 | 305,819,000 | 315,304,000 |
| Total loans | 212,939,000 | 211,828,000 | 215,578,000 | 217,510,000 |
| Allowance for loan losses | 3,438,000 | 3,552,000 | 3,483,000 | 3,306,000 |
| Securities available for sale | 41,214,000 | 40,705,000 | 40,297,000 | 38,245,000 |
| Securities held to maturity | 1,838,000 | 1,587,000 | 1,439,000 | 1,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,213,000 | 258,284,000 | 265,461,000 | 274,441,000 |
| Interest-bearing deposits | 250,919,000 | 249,408,000 | 255,260,000 | 263,046,000 |
| Noninterest-bearing deposits | 8,295,000 | 8,876,000 | 10,201,000 | 11,395,000 |
| Equity capital | 25,921,000 | 26,416,000 | 26,163,000 | 26,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,213,000 | 8,356,000 | 12,368,000 | 16,473,000 |
| Interest expense | 1,120,000 | 2,167,000 | 3,155,000 | 4,151,000 |
| Net interest income | 3,093,000 | 6,189,000 | 9,213,000 | 12,322,000 |
| Noninterest income | 1,397,000 | 2,973,000 | 4,508,000 | 6,120,000 |
| Noninterest expense | 3,456,000 | 6,954,000 | 10,433,000 | 13,826,000 |
| Provision for loan losses | 392,000 | 740,000 | 1,012,000 | 1,383,000 |
| Pretax income | 642,000 | 1,468,000 | 2,276,000 | 3,233,000 |
| Income tax | 200,000 | 445,000 | 705,000 | 975,000 |
| Net income | 442,000 | 1,023,000 | 1,571,000 | 2,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,327,000 | 25,568,000 | 25,777,000 | 26,125,000 |
| Total capital | 27,881,000 | 28,117,000 | 28,390,000 | 28,814,000 |
| Risk-weighted assets | 203,399,000 | 202,887,000 | 208,192,000 | 214,483,000 |