Call reports 2002
ATLANTIC BANK — 2002
What ATLANTIC BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 231,747,000 | 240,340,000 | 252,414,000 | 229,266,000 |
| Total loans | 139,271,000 | 137,323,000 | 141,333,000 | 137,675,000 |
| Allowance for loan losses | 1,559,000 | 1,525,000 | 1,568,000 | 1,528,000 |
| Securities available for sale | 27,199,000 | 27,719,000 | 20,254,000 | 15,622,000 |
| Securities held to maturity | 33,797,000 | 37,310,000 | 54,762,000 | 51,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,552,000 | 195,106,000 | 212,271,000 | 190,229,000 |
| Interest-bearing deposits | 180,787,000 | 180,708,000 | 193,900,000 | 176,106,000 |
| Noninterest-bearing deposits | 13,765,000 | 14,398,000 | 18,371,000 | 14,123,000 |
| Equity capital | 29,217,000 | 29,942,000 | 30,431,000 | 29,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,453,000 | 6,850,000 | 10,333,000 | 13,733,000 |
| Interest expense | 1,121,000 | 2,088,000 | 2,969,000 | 3,762,000 |
| Net interest income | 2,332,000 | 4,762,000 | 7,364,000 | 9,971,000 |
| Noninterest income | 620,000 | 1,286,000 | 1,997,000 | 2,730,000 |
| Noninterest expense | 2,473,000 | 4,941,000 | 7,469,000 | 9,987,000 |
| Provision for loan losses | -72,000 | -70,000 | -4,000 | 4,000 |
| Pretax income | 551,000 | 1,177,000 | 1,896,000 | 2,710,000 |
| Income tax | 191,000 | 408,000 | 658,000 | 959,000 |
| Net income | 360,000 | 769,000 | 1,238,000 | 1,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,356,000 | 19,208,000 | 20,119,000 | 19,275,000 |
| Total capital | 19,915,000 | 20,733,000 | 21,687,000 | 20,803,000 |
| Risk-weighted assets | 155,349,000 | 151,593,000 | 160,782,000 | 151,640,000 |