Call reports 2001
ATLANTIC BANK — 2001
What ATLANTIC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 223,526,000 | 227,088,000 | 238,827,000 | 233,154,000 |
| Total loans | 143,487,000 | 138,297,000 | 148,771,000 | 148,095,000 |
| Allowance for loan losses | 1,666,000 | 1,584,000 | 1,678,000 | 1,629,000 |
| Securities available for sale | 751,000 | 0 | 0 | 27,369,000 |
| Securities held to maturity | 39,677,000 | 46,401,000 | 52,837,000 | 27,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,856,000 | 187,693,000 | 198,532,000 | 197,210,000 |
| Interest-bearing deposits | 170,972,000 | 174,093,000 | 184,088,000 | 184,631,000 |
| Noninterest-bearing deposits | 11,884,000 | 13,600,000 | 14,444,000 | 12,579,000 |
| Equity capital | 31,254,000 | 30,800,000 | 30,822,000 | 28,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,651,000 | 7,259,000 | 10,942,000 | 14,699,000 |
| Interest expense | 1,603,000 | 3,118,000 | 4,625,000 | 5,961,000 |
| Net interest income | 2,048,000 | 4,141,000 | 6,317,000 | 8,738,000 |
| Noninterest income | 563,000 | 1,183,000 | 1,803,000 | 2,436,000 |
| Noninterest expense | 2,445,000 | 4,893,000 | 7,414,000 | 9,656,000 |
| Provision for loan losses | -657,000 | -726,000 | -614,000 | -565,000 |
| Pretax income | 823,000 | 1,157,000 | 1,320,000 | 2,083,000 |
| Income tax | 300,000 | 408,000 | 449,000 | 465,000 |
| Net income | 523,000 | 749,000 | 871,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,305,000 | 18,295,000 | 18,760,000 | 17,552,000 |
| Total capital | 19,971,000 | 19,879,000 | 20,438,000 | 19,181,000 |
| Risk-weighted assets | 160,545,000 | 149,753,000 | 161,919,000 | 166,013,000 |