Call reports 2015
NEWTON COUNTY BANK — 2015
What NEWTON COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 162,355,000 | 157,965,000 |
| Total loans | 86,566,000 | 89,113,000 |
| Allowance for loan losses | 1,190,000 | 1,178,000 |
| Securities available for sale | 36,324,000 | 34,068,000 |
| Securities held to maturity | 9,148,000 | 9,103,000 |
| Trading assets | 0 | 0 |
| Total deposits | 138,486,000 | 134,074,000 |
| Interest-bearing deposits | 113,026,000 | 110,332,000 |
| Noninterest-bearing deposits | 25,460,000 | 23,742,000 |
| Equity capital | 22,198,000 | 22,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 1,447,000 | 2,911,000 |
| Interest expense | 82,000 | 160,000 |
| Net interest income | 1,365,000 | 2,751,000 |
| Noninterest income | 386,000 | 760,000 |
| Noninterest expense | 1,276,000 | 2,566,000 |
| Provision for loan losses | 10,000 | 10,000 |
| Pretax income | 465,000 | 935,000 |
| Income tax | 0 | 0 |
| Net income | 465,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 20,299,000 | 20,609,000 |
| Total capital | 22,001,000 | 21,787,000 |
| Risk-weighted assets | 111,024,000 | 111,256,000 |