Call reports 2014
NEWTON COUNTY BANK — 2014
What NEWTON COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 161,225,000 | 158,583,000 | 157,990,000 | 157,053,000 |
| Total loans | 85,898,000 | 87,209,000 | 88,274,000 | 88,595,000 |
| Allowance for loan losses | 1,213,000 | 1,214,000 | 1,213,000 | 1,189,000 |
| Securities available for sale | 38,660,000 | 39,463,000 | 40,857,000 | 37,164,000 |
| Securities held to maturity | 9,054,000 | 9,393,000 | 9,111,000 | 9,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,459,000 | 135,677,000 | 135,135,000 | 133,912,000 |
| Interest-bearing deposits | 115,090,000 | 112,914,000 | 113,278,000 | 109,848,000 |
| Noninterest-bearing deposits | 23,369,000 | 22,763,000 | 21,857,000 | 24,064,000 |
| Equity capital | 21,130,000 | 21,295,000 | 21,245,000 | 21,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 3,024,000 | 4,575,000 | 6,072,000 |
| Interest expense | 84,000 | 167,000 | 252,000 | 336,000 |
| Net interest income | 1,432,000 | 2,857,000 | 4,323,000 | 5,736,000 |
| Noninterest income | 426,000 | 842,000 | 1,283,000 | 1,747,000 |
| Noninterest expense | 1,344,000 | 2,632,000 | 3,929,000 | 5,461,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 50,000 |
| Pretax income | 494,000 | 1,047,000 | 1,657,000 | 1,972,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 494,000 | 1,047,000 | 1,657,000 | 1,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,160,000 | 21,213,000 | 21,423,000 | 21,513,000 |
| Total capital | 22,939,000 | 22,980,000 | 23,117,000 | 23,179,000 |
| Risk-weighted assets | 115,890,000 | 116,555,000 | 116,946,000 | 116,744,000 |