Call reports 2013
NEWTON COUNTY BANK — 2013
What NEWTON COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,396,000 | 156,570,000 | 155,342,000 | 155,021,000 |
| Total loans | 90,805,000 | 88,994,000 | 89,701,000 | 90,410,000 |
| Allowance for loan losses | 1,106,000 | 1,134,000 | 1,162,000 | 1,195,000 |
| Securities available for sale | 36,176,000 | 38,451,000 | 37,799,000 | 37,837,000 |
| Securities held to maturity | 7,806,000 | 7,816,000 | 9,326,000 | 9,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,138,000 | 134,675,000 | 133,526,000 | 132,777,000 |
| Interest-bearing deposits | 114,610,000 | 111,943,000 | 111,091,000 | 111,964,000 |
| Noninterest-bearing deposits | 23,528,000 | 22,732,000 | 22,435,000 | 20,813,000 |
| Equity capital | 20,390,000 | 20,265,000 | 20,135,000 | 20,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,095,000 | 4,705,000 | 6,310,000 |
| Interest expense | 109,000 | 207,000 | 300,000 | 449,000 |
| Net interest income | 1,444,000 | 2,888,000 | 4,405,000 | 5,861,000 |
| Noninterest income | 370,000 | 919,000 | 1,334,000 | 1,775,000 |
| Noninterest expense | 1,326,000 | 2,636,000 | 3,940,000 | 5,546,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 458,000 | 1,111,000 | 1,709,000 | 1,970,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 458,000 | 1,111,000 | 1,709,000 | 1,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,395,000 | 20,646,000 | 20,843,000 | 20,873,000 |
| Total capital | 21,854,000 | 22,165,000 | 22,413,000 | 22,068,000 |
| Risk-weighted assets | 120,800,000 | 117,534,000 | 118,362,000 | 118,127,000 |