Call reports 2012
NEWTON COUNTY BANK — 2012
What NEWTON COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 157,696,000 | 156,691,000 | 156,573,000 | 157,361,000 |
| Total loans | 94,715,000 | 94,821,000 | 94,954,000 | 90,658,000 |
| Allowance for loan losses | 1,089,000 | 1,103,000 | 1,129,000 | 1,074,000 |
| Securities available for sale | 32,455,000 | 34,774,000 | 33,413,000 | 37,236,000 |
| Securities held to maturity | 6,389,000 | 6,286,000 | 6,297,000 | 6,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,251,000 | 134,026,000 | 134,533,000 | 135,465,000 |
| Interest-bearing deposits | 114,948,000 | 113,606,000 | 113,140,000 | 113,178,000 |
| Noninterest-bearing deposits | 20,303,000 | 20,420,000 | 21,393,000 | 22,287,000 |
| Equity capital | 19,600,000 | 19,928,000 | 20,254,000 | 20,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,378,000 | 5,029,000 | 6,601,000 |
| Interest expense | 167,000 | 320,000 | 455,000 | 576,000 |
| Net interest income | 1,520,000 | 3,058,000 | 4,574,000 | 6,025,000 |
| Noninterest income | 397,000 | 808,000 | 1,211,000 | 1,671,000 |
| Noninterest expense | 1,289,000 | 2,727,000 | 4,076,000 | 5,714,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 598,000 | 1,079,000 | 1,619,000 | 1,862,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 598,000 | 1,079,000 | 1,619,000 | 1,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,040,000 | 20,122,000 | 20,361,000 | 20,189,000 |
| Total capital | 21,129,000 | 21,225,000 | 21,490,000 | 21,498,000 |
| Risk-weighted assets | 128,910,000 | 123,719,000 | 124,027,000 | 118,776,000 |