Call reports 2011
NEWTON COUNTY BANK — 2011
What NEWTON COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 153,869,000 | 151,569,000 | 152,517,000 | 154,479,000 |
| Total loans | 97,928,000 | 96,333,000 | 94,494,000 | 93,936,000 |
| Allowance for loan losses | 1,005,000 | 1,016,000 | 1,049,000 | 1,070,000 |
| Securities available for sale | 27,350,000 | 25,821,000 | 27,988,000 | 28,797,000 |
| Securities held to maturity | 6,946,000 | 6,952,000 | 6,712,000 | 6,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,308,000 | 130,448,000 | 131,331,000 | 132,979,000 |
| Interest-bearing deposits | 113,915,000 | 111,668,000 | 112,301,000 | 112,373,000 |
| Noninterest-bearing deposits | 19,393,000 | 18,780,000 | 19,030,000 | 20,606,000 |
| Equity capital | 17,833,000 | 18,421,000 | 18,435,000 | 18,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,515,000 | 5,237,000 | 6,935,000 |
| Interest expense | 244,000 | 463,000 | 669,000 | 875,000 |
| Net interest income | 1,512,000 | 3,052,000 | 4,568,000 | 6,060,000 |
| Noninterest income | 356,000 | 721,000 | 1,067,000 | 1,423,000 |
| Noninterest expense | 1,379,000 | 2,827,000 | 4,101,000 | 5,639,000 |
| Provision for loan losses | 87,000 | 97,000 | 127,000 | 157,000 |
| Pretax income | 57,000 | 504,000 | 901,000 | 1,250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 504,000 | 901,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,858,000 | 19,303,000 | 19,303,000 | 19,431,000 |
| Total capital | 19,863,000 | 20,578,000 | 20,499,000 | 20,501,000 |
| Risk-weighted assets | 126,015,000 | 126,955,000 | 125,090,000 | 126,718,000 |