Call reports 2010
NEWTON COUNTY BANK — 2010
What NEWTON COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 162,234,000 | 161,681,000 | 152,835,000 | 151,489,000 |
| Total loans | 103,632,000 | 102,239,000 | 101,100,000 | 100,985,000 |
| Allowance for loan losses | 1,004,000 | 1,023,000 | 878,000 | 930,000 |
| Securities available for sale | 32,007,000 | 35,626,000 | 21,214,000 | 20,595,000 |
| Securities held to maturity | 8,426,000 | 8,111,000 | 7,957,000 | 7,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,509,000 | 139,936,000 | 130,896,000 | 129,951,000 |
| Interest-bearing deposits | 123,446,000 | 122,229,000 | 113,896,000 | 111,830,000 |
| Noninterest-bearing deposits | 17,063,000 | 17,707,000 | 17,000,000 | 18,121,000 |
| Equity capital | 17,912,000 | 17,880,000 | 18,044,000 | 17,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 3,754,000 | 5,587,000 | 7,406,000 |
| Interest expense | 406,000 | 787,000 | 1,101,000 | 1,397,000 |
| Net interest income | 1,498,000 | 2,967,000 | 4,486,000 | 6,009,000 |
| Noninterest income | 378,000 | 735,000 | 1,115,000 | 1,465,000 |
| Noninterest expense | 1,596,000 | 3,208,000 | 4,761,000 | 5,602,000 |
| Provision for loan losses | 30,000 | 60,000 | 190,000 | 290,000 |
| Pretax income | 250,000 | 434,000 | 650,000 | 453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 434,000 | 650,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,598,000 | 18,782,000 | 18,997,000 | 18,802,000 |
| Total capital | 19,602,000 | 19,805,000 | 19,875,000 | 19,732,000 |
| Risk-weighted assets | 145,345,000 | 142,203,000 | 138,396,000 | 133,043,000 |