Call reports 2009
NEWTON COUNTY BANK — 2009
What NEWTON COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 159,714,000 | 155,346,000 | 157,246,000 | 158,699,000 |
| Total loans | 103,394,000 | 106,179,000 | 104,707,000 | 105,462,000 |
| Allowance for loan losses | 997,000 | 1,001,000 | 998,000 | 980,000 |
| Securities available for sale | 28,548,000 | 26,607,000 | 29,900,000 | 27,240,000 |
| Securities held to maturity | 12,852,000 | 9,674,000 | 9,098,000 | 8,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,962,000 | 132,605,000 | 134,063,000 | 135,771,000 |
| Interest-bearing deposits | 118,887,000 | 117,076,000 | 119,159,000 | 118,707,000 |
| Noninterest-bearing deposits | 17,075,000 | 15,529,000 | 14,904,000 | 17,064,000 |
| Equity capital | 17,363,000 | 17,397,000 | 18,209,000 | 18,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,122,000 | 5,914,000 | 8,047,000 |
| Interest expense | 575,000 | 1,130,000 | 1,607,000 | 2,062,000 |
| Net interest income | 1,494,000 | 2,992,000 | 4,307,000 | 5,985,000 |
| Noninterest income | 614,000 | 945,000 | 1,327,000 | 1,440,000 |
| Noninterest expense | 1,321,000 | 2,736,000 | 3,934,000 | 5,356,000 |
| Provision for loan losses | 30,000 | 60,000 | 140,000 | 210,000 |
| Pretax income | 758,000 | 1,143,000 | 1,563,000 | 1,859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 758,000 | 1,143,000 | 1,563,000 | 1,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,410,000 | 18,495,000 | 18,715,000 | 18,811,000 |
| Total capital | 19,830,000 | 19,496,000 | 19,713,000 | 19,791,000 |
| Risk-weighted assets | 174,037,000 | 151,909,000 | 142,305,000 | 146,623,000 |