Call reports 2002
NEWTON COUNTY BANK — 2002
What NEWTON COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 140,198,000 | 139,895,000 | 137,427,000 | 138,163,000 |
| Total loans | 84,067,000 | 82,396,000 | 82,386,000 | 82,250,000 |
| Allowance for loan losses | 1,063,000 | 1,089,000 | 1,058,000 | 1,082,000 |
| Securities available for sale | 25,657,000 | 28,302,000 | 33,992,000 | 33,749,000 |
| Securities held to maturity | 16,872,000 | 15,121,000 | 13,695,000 | 11,712,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,855,000 | 122,130,000 | 118,961,000 | 119,425,000 |
| Interest-bearing deposits | 108,053,000 | 106,067,000 | 104,241,000 | 104,031,000 |
| Noninterest-bearing deposits | 14,802,000 | 16,063,000 | 14,720,000 | 15,394,000 |
| Equity capital | 15,192,000 | 15,737,000 | 16,355,000 | 16,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,151,000 | 4,252,000 | 6,379,000 | 8,383,000 |
| Interest expense | 825,000 | 1,548,000 | 2,223,000 | 2,843,000 |
| Net interest income | 1,326,000 | 2,704,000 | 4,156,000 | 5,540,000 |
| Noninterest income | 281,000 | 564,000 | 838,000 | 1,124,000 |
| Noninterest expense | 1,050,000 | 2,084,000 | 3,075,000 | 4,238,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 527,000 | 1,124,000 | 1,830,000 | 2,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 527,000 | 1,124,000 | 1,830,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,301,000 | 14,498,000 | 14,854,000 | 15,031,000 |
| Total capital | 15,766,000 | 16,145,000 | 16,358,000 | 16,183,000 |
| Risk-weighted assets | 106,471,000 | 105,330,000 | 103,278,000 | 103,996,000 |