Call reports 2001
NEWTON COUNTY BANK — 2001
What NEWTON COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 135,057,000 | 135,746,000 | 133,640,000 | 135,638,000 |
| Total loans | 83,833,000 | 86,634,000 | 87,971,000 | 87,741,000 |
| Allowance for loan losses | 1,021,000 | 1,044,000 | 1,030,000 | 1,038,000 |
| Securities available for sale | 15,964,000 | 15,942,000 | 12,734,000 | 17,619,000 |
| Securities held to maturity | 24,313,000 | 21,963,000 | 20,015,000 | 18,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,385,000 | 118,555,000 | 116,328,000 | 118,105,000 |
| Interest-bearing deposits | 105,264,000 | 104,287,000 | 103,822,000 | 104,815,000 |
| Noninterest-bearing deposits | 13,121,000 | 14,268,000 | 12,506,000 | 13,290,000 |
| Equity capital | 14,458,000 | 14,811,000 | 15,033,000 | 15,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,610,000 | 5,149,000 | 7,634,000 | 9,852,000 |
| Interest expense | 1,255,000 | 2,455,000 | 3,555,000 | 4,522,000 |
| Net interest income | 1,355,000 | 2,694,000 | 4,079,000 | 5,330,000 |
| Noninterest income | 387,000 | 605,000 | 839,000 | 1,161,000 |
| Noninterest expense | 991,000 | 1,967,000 | 2,921,000 | 4,053,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 727,000 | 1,278,000 | 1,919,000 | 2,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 727,000 | 1,278,000 | 1,919,000 | 2,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,367,000 | 13,916,000 | 14,107,000 | 14,324,000 |
| Total capital | 15,388,000 | 15,307,000 | 15,462,000 | 15,743,000 |
| Risk-weighted assets | 87,789,000 | 104,053,000 | 105,551,000 | 107,308,000 |