Call reports 2026
MECHANICS BANK — 2026
What MECHANICS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 885,494,000 | 896,438,000 |
| Total loans | 724,642,000 | 741,166,000 |
| Allowance for loan losses | 7,175,000 | 7,415,000 |
| Securities available for sale | 71,425,000 | 69,449,000 |
| Securities held to maturity | 9,445,000 | 9,708,000 |
| Trading assets | 0 | 0 |
| Total deposits | 769,876,000 | 790,240,000 |
| Interest-bearing deposits | 712,485,000 | 731,385,000 |
| Noninterest-bearing deposits | 57,391,000 | 58,855,000 |
| Equity capital | 70,010,000 | 70,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,428,000 | 19,216,000 |
| Interest expense | 2,595,000 | 5,146,000 |
| Net interest income | 6,833,000 | 14,070,000 |
| Noninterest income | 1,772,000 | 3,672,000 |
| Noninterest expense | 6,632,000 | 13,366,000 |
| Provision for loan losses | 206,000 | 448,000 |
| Pretax income | 1,741,000 | 3,962,000 |
| Income tax | 338,000 | 779,000 |
| Net income | 1,403,000 | 3,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 74,712,000 | 74,832,000 |
| Total capital | 80,945,000 | 81,230,000 |
| Risk-weighted assets | 497,603,000 | 510,739,000 |