Call report 2023Q4
MECHANICS BANK — 2023Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 806,594,000 | USD | evidence → |
| Total loans | 630,610,000 | USD | evidence → |
| Allowance for loan losses | 6,676,000 | USD | evidence → |
| Securities available for sale | 95,305,000 | USD | evidence → |
| Securities held to maturity | 10,022,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 744,795,000 | USD | evidence → |
| Interest-bearing deposits | 684,398,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,397,000 | USD | evidence → |
| Equity capital | 59,920,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,820,000 | USD | evidence → |
| Interest expense | 4,722,000 | USD | evidence → |
| Net interest income | 23,098,000 | USD | evidence → |
| Noninterest income | 5,844,000 | USD | evidence → |
| Noninterest expense | 21,412,000 | USD | evidence → |
| Provision for loan losses | 266,000 | USD | evidence → |
| Pretax income | 7,360,000 | USD | evidence → |
| Income tax | 1,477,000 | USD | evidence → |
| Net income | 5,883,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,895,000 | USD | evidence → |
| Total capital | 74,220,000 | USD | evidence → |
| Risk-weighted assets | 424,562,000 | USD | evidence → |