Call report 2020Q4
MECHANICS BANK — 2020Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 681,017,000 | USD | evidence → |
| Total loans | 525,983,000 | USD | evidence → |
| Allowance for loan losses | 5,248,000 | USD | evidence → |
| Securities available for sale | 67,575,000 | USD | evidence → |
| Securities held to maturity | 6,553,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 623,919,000 | USD | evidence → |
| Interest-bearing deposits | 573,233,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,686,000 | USD | evidence → |
| Equity capital | 55,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,471,000 | USD | evidence → |
| Interest expense | 2,802,000 | USD | evidence → |
| Net interest income | 17,669,000 | USD | evidence → |
| Noninterest income | 4,153,000 | USD | evidence → |
| Noninterest expense | 16,230,000 | USD | evidence → |
| Provision for loan losses | 648,000 | USD | evidence → |
| Pretax income | 4,951,000 | USD | evidence → |
| Income tax | 1,030,000 | USD | evidence → |
| Net income | 3,921,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,878,000 | USD | evidence → |
| Total capital | 59,068,000 | USD | evidence → |
| Risk-weighted assets | 334,201,000 | USD | evidence → |