Call report 2014Q4
MECHANICS BANK — 2014Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 421,761,000 | USD | evidence → |
| Total loans | 346,398,000 | USD | evidence → |
| Allowance for loan losses | 3,824,000 | USD | evidence → |
| Securities available for sale | 34,809,000 | USD | evidence → |
| Securities held to maturity | 453,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 374,679,000 | USD | evidence → |
| Interest-bearing deposits | 351,941,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,738,000 | USD | evidence → |
| Equity capital | 39,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,557,000 | USD | evidence → |
| Interest expense | 931,000 | USD | evidence → |
| Net interest income | 13,626,000 | USD | evidence → |
| Noninterest income | 3,159,000 | USD | evidence → |
| Noninterest expense | 13,274,000 | USD | evidence → |
| Provision for loan losses | 482,000 | USD | evidence → |
| Pretax income | 3,044,000 | USD | evidence → |
| Income tax | 824,000 | USD | evidence → |
| Net income | 2,220,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,676,000 | USD | evidence → |
| Total capital | 42,756,000 | USD | evidence → |
| Risk-weighted assets | 245,671,000 | USD | evidence → |