Call reports 2011
MECHANICS BANK — 2011
What MECHANICS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 364,989,000 | 366,381,000 | 365,777,000 | 374,128,000 |
| Total loans | 275,323,000 | 277,276,000 | 278,474,000 | 278,824,000 |
| Allowance for loan losses | 2,902,000 | 3,057,000 | 3,084,000 | 3,359,000 |
| Securities available for sale | 30,192,000 | 37,808,000 | 32,899,000 | 36,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,841,000 | 328,486,000 | 326,478,000 | 333,791,000 |
| Interest-bearing deposits | 313,457,000 | 313,367,000 | 311,420,000 | 318,069,000 |
| Noninterest-bearing deposits | 14,384,000 | 15,119,000 | 15,058,000 | 15,722,000 |
| Equity capital | 35,627,000 | 36,298,000 | 37,605,000 | 38,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,847,000 | 7,720,000 | 11,628,000 | 15,458,000 |
| Interest expense | 621,000 | 1,172,000 | 1,642,000 | 2,032,000 |
| Net interest income | 3,226,000 | 6,548,000 | 9,986,000 | 13,426,000 |
| Noninterest income | 526,000 | 1,112,000 | 1,657,000 | 2,310,000 |
| Noninterest expense | 2,806,000 | 5,529,000 | 8,405,000 | 11,308,000 |
| Provision for loan losses | 230,000 | 685,000 | 842,000 | 1,152,000 |
| Pretax income | 716,000 | 1,446,000 | 2,396,000 | 3,276,000 |
| Income tax | 240,000 | 485,000 | 815,000 | 1,116,000 |
| Net income | 476,000 | 961,000 | 1,581,000 | 2,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,704,000 | 36,189,000 | 36,907,000 | 37,486,000 |
| Total capital | 37,946,000 | 38,463,000 | 39,169,000 | 39,695,000 |
| Risk-weighted assets | 178,672,000 | 181,142,000 | 180,165,000 | 175,537,000 |