Call report 2008Q4
MECHANICS BANK — 2008Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 334,661,000 | USD | evidence → |
| Total loans | 274,359,000 | USD | evidence → |
| Allowance for loan losses | 2,363,000 | USD | evidence → |
| Securities available for sale | 15,876,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 291,291,000 | USD | evidence → |
| Interest-bearing deposits | 279,868,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,423,000 | USD | evidence → |
| Equity capital | 31,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,851,000 | USD | evidence → |
| Interest expense | 6,057,000 | USD | evidence → |
| Net interest income | 11,794,000 | USD | evidence → |
| Noninterest income | 1,949,000 | USD | evidence → |
| Noninterest expense | 9,473,000 | USD | evidence → |
| Provision for loan losses | 289,000 | USD | evidence → |
| Pretax income | 4,087,000 | USD | evidence → |
| Income tax | 1,350,000 | USD | evidence → |
| Net income | 2,737,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,386,000 | USD | evidence → |
| Total capital | 33,587,000 | USD | evidence → |
| Risk-weighted assets | 178,515,000 | USD | evidence → |