Call report 2007Q4
MECHANICS BANK — 2007Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 304,527,000 | USD | evidence → |
| Total loans | 255,300,000 | USD | evidence → |
| Allowance for loan losses | 2,244,000 | USD | evidence → |
| Securities available for sale | 17,789,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 269,519,000 | USD | evidence → |
| Interest-bearing deposits | 258,747,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,772,000 | USD | evidence → |
| Equity capital | 29,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,874,000 | USD | evidence → |
| Interest expense | 6,229,000 | USD | evidence → |
| Net interest income | 11,645,000 | USD | evidence → |
| Noninterest income | 1,928,000 | USD | evidence → |
| Noninterest expense | 9,073,000 | USD | evidence → |
| Provision for loan losses | 285,000 | USD | evidence → |
| Pretax income | 4,215,000 | USD | evidence → |
| Income tax | 1,367,000 | USD | evidence → |
| Net income | 2,848,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,597,000 | USD | evidence → |
| Total capital | 31,671,000 | USD | evidence → |
| Risk-weighted assets | 165,778,000 | USD | evidence → |