Call report 2005Q4
MECHANICS BANK — 2005Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,158,000 | USD | evidence → |
| Total loans | 243,478,000 | USD | evidence → |
| Allowance for loan losses | 2,044,000 | USD | evidence → |
| Securities available for sale | 11,901,000 | USD | evidence → |
| Securities held to maturity | 11,455,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 274,154,000 | USD | evidence → |
| Interest-bearing deposits | 262,031,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,123,000 | USD | evidence → |
| Equity capital | 26,698,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,500,000 | USD | evidence → |
| Interest expense | 3,740,000 | USD | evidence → |
| Net interest income | 11,760,000 | USD | evidence → |
| Noninterest income | 1,410,000 | USD | evidence → |
| Noninterest expense | 8,027,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 4,903,000 | USD | evidence → |
| Income tax | 1,544,000 | USD | evidence → |
| Net income | 3,359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,769,000 | USD | evidence → |
| Total capital | 28,813,000 | USD | evidence → |
| Risk-weighted assets | 169,770,000 | USD | evidence → |