Call report 2003Q4
MECHANICS BANK — 2003Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 310,504,000 | USD | evidence → |
| Total loans | 229,473,000 | USD | evidence → |
| Allowance for loan losses | 1,798,000 | USD | evidence → |
| Securities available for sale | 7,173,000 | USD | evidence → |
| Securities held to maturity | 17,686,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,273,000 | USD | evidence → |
| Interest-bearing deposits | 275,100,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,173,000 | USD | evidence → |
| Equity capital | 23,484,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,560,000 | USD | evidence → |
| Interest expense | 4,838,000 | USD | evidence → |
| Net interest income | 10,722,000 | USD | evidence → |
| Noninterest income | 1,067,000 | USD | evidence → |
| Noninterest expense | 7,020,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 4,528,000 | USD | evidence → |
| Income tax | 1,418,000 | USD | evidence → |
| Net income | 3,110,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,477,000 | USD | evidence → |
| Total capital | 25,275,000 | USD | evidence → |
| Risk-weighted assets | 160,458,000 | USD | evidence → |