Call report 2002Q4
MECHANICS BANK — 2002Q4
The 22 measures MECHANICS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 304,979,000 | USD | evidence → |
| Total loans | 230,405,000 | USD | evidence → |
| Allowance for loan losses | 1,624,000 | USD | evidence → |
| Securities available for sale | 10,624,000 | USD | evidence → |
| Securities held to maturity | 9,932,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 282,810,000 | USD | evidence → |
| Interest-bearing deposits | 272,396,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,414,000 | USD | evidence → |
| Equity capital | 21,519,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,132,000 | USD | evidence → |
| Interest expense | 7,072,000 | USD | evidence → |
| Net interest income | 11,060,000 | USD | evidence → |
| Noninterest income | 637,000 | USD | evidence → |
| Noninterest expense | 6,996,000 | USD | evidence → |
| Provision for loan losses | 263,000 | USD | evidence → |
| Pretax income | 4,438,000 | USD | evidence → |
| Income tax | 1,422,000 | USD | evidence → |
| Net income | 3,016,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,468,000 | USD | evidence → |
| Total capital | 23,092,000 | USD | evidence → |
| Risk-weighted assets | 158,008,000 | USD | evidence → |