Call reports 2025
FIRST & PEOPLES BANK AND TRUST COMPANY — 2025
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 210,536,000 | 210,650,000 | 204,758,000 | 206,098,000 |
| Total loans | 96,996,000 | 94,386,000 | 91,451,000 | 90,096,000 |
| Allowance for loan losses | 4,050,000 | 3,759,000 | 3,258,000 | 3,765,000 |
| Securities available for sale | 84,048,000 | 86,193,000 | 86,579,000 | 94,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,946,000 | 196,549,000 | 189,093,000 | 188,850,000 |
| Interest-bearing deposits | 153,637,000 | 152,830,000 | 144,419,000 | 144,360,000 |
| Noninterest-bearing deposits | 42,309,000 | 43,719,000 | 44,674,000 | 44,490,000 |
| Equity capital | 13,891,000 | 13,392,000 | 14,862,000 | 16,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,853,000 | 5,790,000 | 7,728,000 |
| Interest expense | 722,000 | 1,404,000 | 2,072,000 | 2,618,000 |
| Net interest income | 1,185,000 | 2,449,000 | 3,718,000 | 5,110,000 |
| Noninterest income | 300,000 | 619,000 | 932,000 | 1,258,000 |
| Noninterest expense | 1,697,000 | 3,612,000 | 5,433,000 | 6,934,000 |
| Provision for loan losses | 1,150,000 | 1,055,000 | 1,285,000 | 1,665,000 |
| Pretax income | -1,362,000 | -1,599,000 | -2,068,000 | -2,231,000 |
| Income tax | 0 | 0 | 0 | -810,000 |
| Net income | -1,362,000 | -1,599,000 | -2,068,000 | -1,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,321,000 | 20,084,000 | 19,875,000 | 19,909,000 |