Call reports 2024
FIRST & PEOPLES BANK AND TRUST COMPANY — 2024
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 222,116,000 | 214,922,000 | 210,810,000 | 212,452,000 |
| Total loans | 115,018,000 | 111,456,000 | 108,074,000 | 99,945,000 |
| Allowance for loan losses | 5,987,000 | 5,574,000 | 5,462,000 | 4,804,000 |
| Securities available for sale | 86,344,000 | 83,906,000 | 85,064,000 | 82,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,879,000 | 199,206,000 | 190,901,000 | 197,265,000 |
| Interest-bearing deposits | 158,884,000 | 155,040,000 | 151,384,000 | 157,301,000 |
| Noninterest-bearing deposits | 41,995,000 | 44,166,000 | 39,517,000 | 39,964,000 |
| Equity capital | 14,944,000 | 14,906,000 | 16,046,000 | 14,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,180,000 | 5,851,000 | 7,779,000 |
| Interest expense | 714,000 | 1,445,000 | 2,176,000 | 2,950,000 |
| Net interest income | 1,377,000 | 2,735,000 | 3,675,000 | 4,829,000 |
| Noninterest income | 317,000 | 650,000 | 977,000 | 1,385,000 |
| Noninterest expense | 2,106,000 | 3,903,000 | 5,701,000 | 7,261,000 |
| Provision for loan losses | 45,000 | 116,000 | 576,000 | 1,036,000 |
| Pretax income | -457,000 | -634,000 | -1,625,000 | -2,083,000 |
| Income tax | 0 | 0 | 0 | -730,000 |
| Net income | -457,000 | -634,000 | -1,625,000 | -1,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,068,000 | 22,891,000 | 21,901,000 | 21,684,000 |