Call reports 2023
FIRST & PEOPLES BANK AND TRUST COMPANY — 2023
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 241,094,000 | 228,228,000 | 218,334,000 | 226,113,000 |
| Total loans | 122,008,000 | 120,149,000 | 118,758,000 | 117,216,000 |
| Allowance for loan losses | 4,791,000 | 4,866,000 | 4,939,000 | 6,994,000 |
| Securities available for sale | 100,876,000 | 89,528,000 | 80,855,000 | 88,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,210,000 | 190,027,000 | 192,719,000 | 203,916,000 |
| Interest-bearing deposits | 148,980,000 | 143,753,000 | 147,325,000 | 161,564,000 |
| Noninterest-bearing deposits | 47,230,000 | 46,274,000 | 45,394,000 | 42,352,000 |
| Equity capital | 20,018,000 | 14,540,000 | 10,961,000 | 16,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 3,816,000 | 6,007,000 | 7,916,000 |
| Interest expense | 269,000 | 769,000 | 1,358,000 | 2,131,000 |
| Net interest income | 2,253,000 | 3,047,000 | 4,649,000 | 5,785,000 |
| Noninterest income | 353,000 | 722,000 | 1,080,000 | 1,429,000 |
| Noninterest expense | 1,724,000 | 3,419,000 | 5,322,000 | 7,054,000 |
| Provision for loan losses | 4,478,000 | 7,937,000 | 8,882,000 | 11,447,000 |
| Pretax income | -3,596,000 | -8,355,000 | -9,751,000 | -12,563,000 |
| Income tax | 0 | 0 | 0 | -3,524,000 |
| Net income | -3,596,000 | -8,355,000 | -9,751,000 | -9,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,916,000 | 26,157,000 | 24,761,000 | 23,525,000 |