Call reports 2022
FIRST & PEOPLES BANK AND TRUST COMPANY — 2022
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 251,530,000 | 250,192,000 | 241,338,000 | 242,712,000 |
| Total loans | 123,448,000 | 131,624,000 | 131,391,000 | 122,709,000 |
| Allowance for loan losses | 1,609,000 | 1,439,000 | 1,509,000 | 4,711,000 |
| Securities available for sale | 111,370,000 | 100,249,000 | 91,570,000 | 100,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,426,000 | 198,617,000 | 196,665,000 | 201,721,000 |
| Interest-bearing deposits | 157,604,000 | 156,259,000 | 154,278,000 | 157,557,000 |
| Noninterest-bearing deposits | 43,822,000 | 42,358,000 | 42,387,000 | 44,164,000 |
| Equity capital | 37,165,000 | 33,177,000 | 31,369,000 | 22,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,470,000 | 5,123,000 | 8,275,000 | 9,582,000 |
| Interest expense | 61,000 | 136,000 | 259,000 | 505,000 |
| Net interest income | 2,409,000 | 4,987,000 | 8,016,000 | 9,077,000 |
| Noninterest income | 377,000 | 729,000 | 1,076,000 | 2,796,000 |
| Noninterest expense | 1,767,000 | 3,475,000 | 5,113,000 | 6,650,000 |
| Provision for loan losses | 91,000 | 137,000 | 183,000 | 13,856,000 |
| Pretax income | 923,000 | 2,099,000 | 3,794,000 | -8,635,000 |
| Income tax | 167,000 | 384,000 | 664,000 | -2,499,000 |
| Net income | 756,000 | 1,715,000 | 3,130,000 | -6,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,942,000 | 44,820,000 | 46,156,000 | 34,592,000 |