Call reports 2021
FIRST & PEOPLES BANK AND TRUST COMPANY — 2021
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 237,207,000 | 237,504,000 | 240,675,000 | 249,127,000 |
| Total loans | 113,645,000 | 111,788,000 | 112,140,000 | 114,212,000 |
| Allowance for loan losses | 1,211,000 | 1,301,000 | 1,345,000 | 1,491,000 |
| Securities available for sale | 104,896,000 | 109,546,000 | 112,847,000 | 117,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,156,000 | 193,619,000 | 197,015,000 | 205,241,000 |
| Interest-bearing deposits | 152,665,000 | 150,926,000 | 153,062,000 | 161,050,000 |
| Noninterest-bearing deposits | 42,491,000 | 42,693,000 | 43,953,000 | 44,191,000 |
| Equity capital | 40,502,000 | 41,638,000 | 42,014,000 | 42,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,209,000 | 4,584,000 | 6,743,000 | 9,036,000 |
| Interest expense | 68,000 | 134,000 | 197,000 | 262,000 |
| Net interest income | 2,141,000 | 4,450,000 | 6,546,000 | 8,774,000 |
| Noninterest income | 378,000 | 756,000 | 1,126,000 | 1,770,000 |
| Noninterest expense | 1,677,000 | 3,292,000 | 4,895,000 | 6,576,000 |
| Provision for loan losses | 135,000 | 272,000 | 410,000 | 547,000 |
| Pretax income | 701,000 | 1,637,000 | 2,362,000 | 3,416,000 |
| Income tax | 289,000 | 431,000 | 544,000 | 787,000 |
| Net income | 412,000 | 1,206,000 | 1,818,000 | 2,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,338,000 | 42,069,000 | 42,616,000 | 43,266,000 |