Call reports 2020
FIRST & PEOPLES BANK AND TRUST COMPANY — 2020
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 204,746,000 | 216,585,000 | 214,853,000 | 227,297,000 |
| Total loans | 101,964,000 | 100,820,000 | 106,428,000 | 114,592,000 |
| Allowance for loan losses | 920,000 | 948,000 | 1,081,000 | 1,190,000 |
| Securities available for sale | 84,032,000 | 93,414,000 | 92,332,000 | 94,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,277,000 | 174,603,000 | 170,093,000 | 182,246,000 |
| Interest-bearing deposits | 134,954,000 | 138,969,000 | 136,311,000 | 145,586,000 |
| Noninterest-bearing deposits | 29,323,000 | 35,634,000 | 33,782,000 | 36,660,000 |
| Equity capital | 38,971,000 | 40,028,000 | 40,573,000 | 41,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,755,000 | 5,672,000 | 7,649,000 |
| Interest expense | 142,000 | 279,000 | 398,000 | 485,000 |
| Net interest income | 1,772,000 | 3,476,000 | 5,274,000 | 7,164,000 |
| Noninterest income | 381,000 | 806,000 | 1,141,000 | 1,526,000 |
| Noninterest expense | 1,863,000 | 3,573,000 | 5,221,000 | 6,784,000 |
| Provision for loan losses | 97,000 | 234,000 | 372,000 | 509,000 |
| Pretax income | 193,000 | 475,000 | 823,000 | 1,398,000 |
| Income tax | 35,000 | 84,000 | 150,000 | 94,000 |
| Net income | 158,000 | 391,000 | 673,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,102,000 | 40,272,000 | 40,489,000 | 40,991,000 |