Call reports 2019
FIRST & PEOPLES BANK AND TRUST COMPANY — 2019
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 199,720,000 | 199,291,000 | 198,476,000 | 205,927,000 |
| Total loans | 103,765,000 | 104,402,000 | 104,968,000 | 107,886,000 |
| Allowance for loan losses | 713,000 | 825,000 | 738,000 | 882,000 |
| Securities available for sale | 77,728,000 | 77,900,000 | 77,959,000 | 78,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,359,000 | 161,630,000 | 156,939,000 | 161,880,000 |
| Interest-bearing deposits | 135,490,000 | 133,064,000 | 130,449,000 | 135,301,000 |
| Noninterest-bearing deposits | 27,869,000 | 28,566,000 | 26,490,000 | 26,579,000 |
| Equity capital | 35,642,000 | 36,632,000 | 37,325,000 | 37,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,964,000 | 5,965,000 | 7,963,000 |
| Interest expense | 94,000 | 204,000 | 330,000 | 472,000 |
| Net interest income | 1,822,000 | 3,760,000 | 5,635,000 | 7,491,000 |
| Noninterest income | 359,000 | 804,000 | 1,171,000 | 1,548,000 |
| Noninterest expense | 1,763,000 | 3,470,000 | 5,192,000 | 7,144,000 |
| Provision for loan losses | 44,000 | 150,000 | 196,000 | 388,000 |
| Pretax income | 374,000 | 944,000 | 1,413,000 | 1,504,000 |
| Income tax | 74,000 | 188,000 | 278,000 | 215,000 |
| Net income | 300,000 | 756,000 | 1,135,000 | 1,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,352,000 | 39,744,000 | 40,058,000 | 40,084,000 |
| Total capital | 40,065,000 | 40,569,000 | 40,796,000 | 40,966,000 |
| Risk-weighted assets | 112,316,000 | 112,151,000 | 114,181,000 | 117,662,000 |