Call reports 2018
FIRST & PEOPLES BANK AND TRUST COMPANY — 2018
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 196,210,000 | 198,257,000 | 193,336,000 | 194,157,000 |
| Total loans | 91,747,000 | 98,975,000 | 97,069,000 | 100,260,000 |
| Allowance for loan losses | 859,000 | 864,000 | 810,000 | 787,000 |
| Securities available for sale | 87,440,000 | 83,755,000 | 79,942,000 | 77,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,435,000 | 158,694,000 | 153,149,000 | 158,645,000 |
| Interest-bearing deposits | 134,769,000 | 132,726,000 | 128,233,000 | 133,837,000 |
| Noninterest-bearing deposits | 26,666,000 | 25,968,000 | 24,916,000 | 24,808,000 |
| Equity capital | 34,124,000 | 34,146,000 | 34,077,000 | 34,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,552,000 | 5,400,000 | 7,244,000 |
| Interest expense | 63,000 | 135,000 | 227,000 | 319,000 |
| Net interest income | 1,685,000 | 3,417,000 | 5,173,000 | 6,925,000 |
| Noninterest income | 349,000 | 713,000 | 1,078,000 | 1,423,000 |
| Noninterest expense | 1,671,000 | 3,278,000 | 4,924,000 | 6,392,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 363,000 | 851,000 | 1,326,000 | 1,955,000 |
| Income tax | 51,000 | 127,000 | 200,000 | 381,000 |
| Net income | 312,000 | 724,000 | 1,126,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,112,000 | 38,459,000 | 38,797,000 | 39,116,000 |
| Total capital | 38,971,000 | 39,323,000 | 39,607,000 | 39,903,000 |
| Risk-weighted assets | 97,483,000 | 103,730,000 | 104,345,000 | 109,497,000 |