Call reports 2017
FIRST & PEOPLES BANK AND TRUST COMPANY — 2017
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,026,000 | 208,691,000 | 201,905,000 | 202,882,000 |
| Total loans | 82,621,000 | 94,659,000 | 95,195,000 | 93,974,000 |
| Allowance for loan losses | 908,000 | 891,000 | 869,000 | 874,000 |
| Securities available for sale | 104,644,000 | 99,002,000 | 91,996,000 | 91,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,460,000 | 165,208,000 | 162,681,000 | 163,411,000 |
| Interest-bearing deposits | 130,093,000 | 128,587,000 | 138,504,000 | 140,847,000 |
| Noninterest-bearing deposits | 37,367,000 | 36,621,000 | 24,177,000 | 22,564,000 |
| Equity capital | 34,522,000 | 35,128,000 | 35,163,000 | 34,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,386,000 | 5,166,000 | 6,896,000 |
| Interest expense | 60,000 | 122,000 | 203,000 | 274,000 |
| Net interest income | 1,574,000 | 3,264,000 | 4,963,000 | 6,622,000 |
| Noninterest income | 235,000 | 526,000 | 921,000 | 1,274,000 |
| Noninterest expense | 1,708,000 | 3,439,000 | 5,191,000 | 6,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 381,000 | 723,000 | 1,133,000 |
| Income tax | 18,000 | 86,000 | 170,000 | 407,000 |
| Net income | 104,000 | 295,000 | 553,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,316,000 | 37,441,000 | 37,633,000 | 37,366,000 |
| Total capital | 38,224,000 | 38,332,000 | 38,502,000 | 38,240,000 |
| Risk-weighted assets | 99,777,000 | 95,892,000 | 98,563,000 | 98,172,000 |