Call reports 2016
FIRST & PEOPLES BANK AND TRUST COMPANY — 2016
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 203,678,000 | 203,325,000 | 199,738,000 | 201,094,000 |
| Total loans | 74,550,000 | 79,673,000 | 78,666,000 | 78,218,000 |
| Allowance for loan losses | 1,007,000 | 936,000 | 851,000 | 951,000 |
| Securities available for sale | 113,092,000 | 108,016,000 | 103,561,000 | 106,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,975,000 | 165,248,000 | 163,323,000 | 166,291,000 |
| Interest-bearing deposits | 131,862,000 | 130,101,000 | 126,226,000 | 130,158,000 |
| Noninterest-bearing deposits | 36,113,000 | 35,147,000 | 37,097,000 | 36,133,000 |
| Equity capital | 35,111,000 | 35,386,000 | 35,614,000 | 34,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,608,000 | 3,196,000 | 4,737,000 | 6,369,000 |
| Interest expense | 72,000 | 143,000 | 209,000 | 271,000 |
| Net interest income | 1,536,000 | 3,053,000 | 4,528,000 | 6,098,000 |
| Noninterest income | 243,000 | 505,000 | 768,000 | 1,021,000 |
| Noninterest expense | 1,675,000 | 3,375,000 | 5,054,000 | 6,616,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 90,000 | 172,000 | 258,000 | 519,000 |
| Income tax | 13,000 | 39,000 | 58,000 | 132,000 |
| Net income | 77,000 | 133,000 | 200,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,164,000 | 37,154,000 | 37,155,000 | 37,277,000 |
| Total capital | 38,171,000 | 38,090,000 | 38,006,000 | 38,228,000 |
| Risk-weighted assets | 89,091,000 | 85,597,000 | 91,256,000 | 95,176,000 |