Call reports 2015
FIRST & PEOPLES BANK AND TRUST COMPANY — 2015
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 202,139,000 | 199,591,000 | 197,236,000 | 203,151,000 |
| Total loans | 74,399,000 | 74,920,000 | 75,180,000 | 76,036,000 |
| Allowance for loan losses | 1,064,000 | 953,000 | 982,000 | 986,000 |
| Securities available for sale | 110,558,000 | 109,352,000 | 107,946,000 | 107,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,963,000 | 161,768,000 | 160,097,000 | 167,899,000 |
| Interest-bearing deposits | 129,584,000 | 126,322,000 | 125,000,000 | 131,779,000 |
| Noninterest-bearing deposits | 36,379,000 | 35,446,000 | 35,097,000 | 36,120,000 |
| Equity capital | 35,332,000 | 34,107,000 | 34,952,000 | 34,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,196,000 | 4,824,000 | 6,490,000 |
| Interest expense | 74,000 | 147,000 | 220,000 | 293,000 |
| Net interest income | 1,536,000 | 3,049,000 | 4,604,000 | 6,197,000 |
| Noninterest income | 327,000 | 605,000 | 865,000 | 1,094,000 |
| Noninterest expense | 1,727,000 | 3,477,000 | 5,158,000 | 6,749,000 |
| Provision for loan losses | 30,000 | 53,000 | 76,000 | 99,000 |
| Pretax income | 106,000 | 188,000 | 299,000 | 508,000 |
| Income tax | 21,000 | 38,000 | 56,000 | 122,000 |
| Net income | 85,000 | 150,000 | 243,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,871,000 | 35,974,000 | 36,422,000 | 37,153,000 |
| Total capital | 37,935,000 | 36,927,000 | 37,404,000 | 38,139,000 |
| Risk-weighted assets | 86,230,000 | 88,229,000 | 88,383,000 | 89,162,000 |