Call reports 2014
FIRST & PEOPLES BANK AND TRUST COMPANY — 2014
What FIRST & PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 197,710,000 | 200,373,000 | 197,147,000 | 198,995,000 |
| Total loans | 76,175,000 | 75,415,000 | 72,258,000 | 74,416,000 |
| Allowance for loan losses | 1,316,000 | 1,352,000 | 1,371,000 | 1,025,000 |
| Securities available for sale | 106,657,000 | 110,322,000 | 110,307,000 | 110,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,823,000 | 158,964,000 | 158,275,000 | 162,228,000 |
| Interest-bearing deposits | 130,660,000 | 126,353,000 | 124,107,000 | 128,907,000 |
| Noninterest-bearing deposits | 32,163,000 | 32,611,000 | 34,168,000 | 33,321,000 |
| Equity capital | 33,138,000 | 34,244,000 | 34,276,000 | 34,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,365,000 | 4,994,000 | 6,623,000 |
| Interest expense | 85,000 | 168,000 | 248,000 | 328,000 |
| Net interest income | 1,606,000 | 3,197,000 | 4,746,000 | 6,295,000 |
| Noninterest income | 257,000 | 539,000 | 597,000 | 831,000 |
| Noninterest expense | 1,713,000 | 3,339,000 | 4,968,000 | 6,538,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 396,000 | 370,000 | 589,000 |
| Income tax | 29,000 | 81,000 | 76,000 | 143,000 |
| Net income | 113,000 | 315,000 | 294,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,895,000 | 37,031,000 | 36,944,000 | 37,030,000 |
| Total capital | 38,062,000 | 38,175,000 | 38,043,000 | 38,055,000 |
| Risk-weighted assets | 93,203,000 | 91,272,000 | 87,624,000 | 87,921,000 |